My 10 month old puppy, Tacy, had begun limping and I did not know what the cause could have been. We have been to the vet twice, had xrays and consultations. Luckily, no diagnosis that required surgery or anything like that yet. We still don't know exactly why she is having this problem, but, we'll keep watching her and are trying to help her through it. My PetPlan insurance covered everything so far and kept me up to date every step of the way. It was awesome to receive the insurance check so quickly. I have been very pleased with my choice.