I changed to the major medical coverage for my greyhounds with a handleable deductible. My oldest greyhound had corn surgery that was covered above the deductible and I forgot about it. Recently, she went in for dental surgery and the entire amount was covered! It was a lot right after the holiday's. I was going to have trouble paying our house payment, was really sweating it and when I got the check after about 2 weeks, I almost cried because it covered the entire amount. What a relief. I've had nothing but positive experiences with VPI. Thank you VPI for helping us take care of our animal babies!