Not upfront and too pricey $$

Out of 10

I've just spent a great deal of time researching pet insurance companies and when I spoke with a representative from Trupanion she told me that their rates do depend on age. However she only told me this once I asked. Also, she gave me a scenario of how much my coverage "would" cost in the future, 4 years down the road. This was misleading because it made it sound like I would be locked in at that rate, but upon further research I find out my premium will actually rise to that amount or greater in 4 years. She was NOT upfront about this. It seems Trupanion is very expensive. I'm not really sure any pet insurance coverage is necessary. It only seems to pay off in the event of a chronic illness. Check out

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no claim - didn't get pet insurance
Claim Amount
Under $100

Labrador Mix

Age of Pet
Under a year

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