We had a beloved golden mix that was the love of our life. When she was 9 years old, thought it would be a good idea to add the cancer rider to our existing policy which we had had since she was a pup. Who would know that 18 months later she would be diagnosed with cancer of her spleen. She had it removed and went through 4 chemotherapy treatments. Unfortunately, we had to put her down so she would not suffer any longer. Having VPI insurance permitted us to provide the best of care for her until the end. Our expenses ran over $6,000 but with the VPI insurance and cancer ridr, approximately 2/3 of that was covered by the insurance. The claim processing was so simple and reimbursement from VPI was very timely. Now we have a new love of our life and he has been covered by VPI since he was 3 months old. Never would we want to have to ever have to make any financial decision regarding providing the best care for him, just like our Sarah. This time we added the cancer rider immedicately when we purchased our policy for Frankie.