VPI was a smart choice for my pet and I. Sam was diagnosed with cancer in her kidneys and having insurance made the decision for surgery and chemotherapy easy and manageable. Before insurance, I paid $6,5224.85 for Sam's treatments/visits/surgery. After reimbursement, $1,916.47 was my out of pocket expense. Paying $50/mo. is not a bad price for insurance + a cancer endorsement. Pleased I made that decision. Because of it, Sam is still with us! Feel compelled to mention: Every time I call with questions, VPI is friendly and very helpful.