I have had nothing but excellent experiences with Pets Best Insurance. I had been researching before we got our amazing Pomeranian pup Brees and feel very lucky we ended up with Pet's Best. Brees got pneumonia when he was 4 months old, and was hospitalized over night. We were hugely worried for our pup and not excited to see the bill, but in the end Pets Best covered most of it and on top of it, we received a hand written note hoping our pup was doing better. Brees is two years old now and doing great. I highly recommend Pets Best. They answer emails and questions promptly and are actually a joy to speak with on the phone, something rare in the insurance world I feel!