I adopted my dog Kona in January of 2011. In the first few days of having him we spent $500.00 on what we thought may have been parvo. Luckily, it was a false positive but the vet quoted us $1200.00 for treatment, which we didn't have. Immediately, we began looking at many different pet insurances and finally settled on Healthy Paws. I'm so glad we did. Our precious Kona has had pink eye, giardia, an ear infection and recently a broken nail. Healthy Paws has settled each claim quickly and efficiently. In our extensive research Healthy Paws gave the best coverage for the most reasonable price. The claim forms are hassle free and I appreciate talking to a real person over the phone. It's so nice to be able to bring your dog to the vet no questions asked.