Both my cats, Hildi and Fat Mike have been insured by PetPlan for several years. Hildi began to lose weight. It turned out that she had mast cell tumor of the spleen. Expenses were considerable including two biopsies, ultrasounds, oncologist visits and daily medication. Eight months after her diagnosis she's still with us and has gotten quite plump after weighing in at under eight pounds. PetPlan was with us all the way and made Hildi's treatment possible. I've never had to justify expenses and the process is simple. I've recommended PetPlan to a number of pet owners and could not/ would not own a pet without it.