I got Buster from the shelter when he was seven months old. I knew from past experience it was good to get insurance for your pet. I shoped around and found PetPlan about a year and a half ago. It only cost 37.00 dollars a month and well worth it. This summer Buster began scratching and biting. At first I thought he had fleas. I had been using flea control and took him to my vet. He checked and could not find any fleas. He suggested Buster might have alergies. I had Buster checked and sure enough he had alergies. Thank god I had Petplan. The bill was over a thousand dollars. I sent in the paper work and in no time Petplan had sent me a check. This was the best investment I have ever made.