We got pet insurance for our Golden Retriever puppy and it was the best decision we could make as pet owners. Things happen. She swallowed a toy which was lodged in her stomach when she was just a puppy. She had a sliver of metal in her paw that had to be surgically removed. All within her first year. Trumpanion was always timely in their processing of our claims and our reimbursement check would come in the mail within one month of the vet procedures.