Clyde is an 8(ish)-year-old long-haired dachshund rescued from an animal hoarder. I got him 8/27/11. I bought insurance right away, thinking that at some point he might have the back problems dachshunds are noted for. When I took him for his first vet check, they discovered his teeth were badly infected; he needed 2 dental surgeries, leaving him with only 3 teeth. I was pleased the insurance reimbursement came in quickly both times, as I had to borrow from friends to have this done.