Last fall our three year old miniature pinscher, Quest, was diagnosed with a grade 3 luxating patella. We were told that Quest would need surgery in order to repair her knee and that it would cost several thousand dollars. Knowing that Quest is insured by PetPlan immediately chased our financial worries away. In December, 2011 Quest had successful surgery and we received a check from PetPlan in less than a week! Post surgery rehabilitation for Quest required months of physical therapy and we were not sure if this would be covered by PetPlan. We were relieved to learn that we would be reimbursed for Quest's physical therapy sessions. PetPlan is #1! We will remain loyal clients and continue to recommend PetPlan to our family and friends.