I have two dogs - each have policies covering sick care - not wellness. Insurance is something you purchase hoping you will never need to use it. Both dogs got ear infections, kennel cough and skin infection within the last year. It's so easy to submit the vet bill, receive the immediate status regarding the submission and clear explanation of benefits. I will be renewing for the third year and recommend VPI pet insurance as the only insurance for me.
German Shorthaired Pointer