When my wife and I adopted two pit bull mix puppies, we knew we should get them some insurance. We put it off until our female, Lady, had to make a couple of trips to the emergency vet. Then we selected two policies from PetPlan. Not too long after that, we found a lump on the throat of our male, Shakespeare. Having had a similar experience with a previous dog, who might have actually died from cancer, we thought the worst. Our vet recommended removing the lump. The procedure, including a biopsy, cost over $400. The results of the test came back negative. My wife and I were relieved. Despite some initial mix-ups with the paperwork, thanks to PetPlan, most of that expense was reimbursed. Never put off till tomorrow what you can do today. You never know when you'll need it.