Trupanion is an extremely reliable and pleasant pet insurance company. I started a policy for my dog on a "just in case" basis. I was thinking of insurance for a broken bone or something accidental. It turned out that my dog developed a lifelong pancreatic condition that needed a medication for the rest of his life. I was worried that the insurance might not cover that but was grateful to find out that Trupanion would cover the medication for the rest of his life. I have great appreciation for Trupanion. I'm not sure if I would have been able to afford the medication on my own.