We adopted our English Bulldog Mimi from a rescue. She had pneumonia and mange when we brought her home so as soon as she recovered from those two issues we signed her up for Pet Plan Insurance. We used a different insurance company with one of our other dogs and it wasn't nearly as beneficial. If Mimi ever gets pneumonia or mange again she will be covered. She has since had knee surgery, entropian (eye) surgery and is now being treated for Lymphoma. We pay $69 a month and with what we have been reimbursed we have essentially had our insurance for free! If we didn't have Pet Plan insurance we would have had to put her to sleep when she was diagnosed with Lymphoma as we could not have afforded the treatment. I love that there isn't a per incidence/illness limit and you can build a package that best suits your budget and needs. I highly recommend Pet Plan.