My pet Boomer, a 3 year old male yellow lab swallowed a dish towel causing an obstruction in his stomach and small intestines. Oradell Hospital were handling his illness. The whole amount came to 5,100.00. Pet plan says they cut us a check for 4200.00. We havent recieved it yet but its only been a week. The downside is we had to pet Oradell up front for all costs and now wait for Pet plans check. If we receive the check this week coming up, we will be satisfied so far.