Not Perfect but Pretty Good!

8
Out of 10

I rescued Nicky from a trailer park 5 1/2 years ago. He was homeless but fat (everybody fed him!) He had a gorgeous coat of fur when I took him in. Out of sheer boredom, he began over-licking and developed bald spots (at least they were symmetrical!, irritation, etc. VPI would not cover it, claiming it was a pre-existing condition, which it absolutely was not. What I do know, though, is when a human has group insurance (which in my case I do since I get it throuh my job), the insurance company has to cover all conditions, pre-existing or not. However, since I AM able to get VPI through my job, and it's payroll deduction, and I looked around and couldn't find anything better, I kept renewing it. I am so glad I did! This year, Nicky developed diabetes (I was never able to get the weight off him, try as I might). VPI covers more than I thought it would in some cases (I still wish it was a bit more). I think it's absolutely insane that my co-payment at my own specialist is only $30 (versus the $50 "deductible" with VPI), but you work with what's available. Today I spent $110.68 for Nicky's insulin. I sent in my claim form a couple of hours ago. I know I will get back a large percentage of it. Nicky has been seeing a cat specialist--seriously; she sees only cats--and I don't think I could afford her if it weren't for VPI. (We went through two other vets, and they were okay, but I wasn't thrilled.) In life, everything is a trade-off. VPI works for us, for the most p

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Injury/illness

Skin problem

diabetes
Claim Amount
$100 - $500
Breed

American Shorthair

Age of Pet
1 - 8

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