My poor little guy recently started losing his sight. It was recommended that he would need to see a specialist. He ended up seeing two. The opthamologist was great, but when he also started having seizures we had to see a neurologist as well. This would have never been an option without pet insurance. I was a bit surprised however that I was only reimbursed for 80% when I was paying for the 90% coverage. It was not explained to me that specialists were only covered at 80%. In that I am disappointed. I did appreciate how quickly the checks were sent.