Pet Insurance Companies

Pet Insurance Review can help you compare policies from a growing range of pet insurance providers across the United States and Canada.

We’ve compiled the most useful information for each insurer on levels of coverage, reimbursement options, exclusions and deductibles, so you can compare the value of different pet insurance plans and be better informed when it comes to choosing the best pet insurance for you and your pet. You can also read the reviews of thousands of other pet parents for each insurer by clicking their “view insurer” button below. Click the gold “get a quote” buttons to get a quote direct from a particular insurer or use our quote form to get quotes from several leading insurers.

 

Healthy Paws Pet Insurance Reviews

Average customer rating

9.7 Out of 10
Number of reviews
6764

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Learn more about Healthy Paws' plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Lemonade Pet Insurance Reviews

Average customer rating

9.7 Out of 10
Number of reviews
280

Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning.  They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.

Prudent Pet Pet Insurance Reviews

Average customer rating

9.7 Out of 10
Number of reviews
123

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!

They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.

Learn more about Prudent Pet's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Pumpkin Pet Insurance Reviews

Average customer rating

9.7 Out of 10
Number of reviews
41


Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component - preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.

Trupanion US Pet Insurance Reviews

Average customer rating

9.6 Out of 10
Number of reviews
40489

Trupanion insured pets lead longer, happier lives*.

The Trupanion policy provides best-in-class medical insurance coverage for your pet that can be used at any veterinary hospital in the United States, Canada, and Puerto Rico – ensuring your pet is protected wherever you may be.

Trupanion is the only provider than can pay your veterinarian directly at the time of checkout. This benefit helps you from having to fill out extensive claims paperwork or wait to be reimbursed.
A Trupanion Pet insurance policy has unlimited payouts on claims. They do not increase rates for filing claims. While some providers may drop coverage when a certain number of claims are filed, Trupanion never will.

The Trupanion policy does not increase rates just because your pet ages and their policy allows you to enroll your pet from birth for true lifelong coverage for your pet.

 

*‘Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.

Trupanion is a registered trademark owned by Trupanion, Inc.  Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company.

 

Spot Pet Insurance Reviews

Average customer rating

9.6 Out of 10
Number of reviews
105

Cesar Millan and Spot Pet Insurance have teamed up to educate pet owners on the real benefits of pet insurance. This is especially important at a time when vet care is becoming more expensive each year. Spot and Cesar’s focus is to provide pet owners with the tools to help create a world of healthier pets and happier owners. Our pets are part of our pack, and it's important to treat them with the same respect as our human family. A big part of that is to provide proper healthcare for our furry friends.

With the costs of today’s pet care, having Spot in your corner is helpful for your pet’s health and wellness needs. Spot policies help cover a wide range of covered conditions such as accidents medications, diagnostics, exams for covered conditions, and treatment—even alternative therapies. Spot also provides preventative plans, which include dental cleanings, vaccinations, flea prevention and more for a little extra cost! Spot wants pet parents to worry less and play more with their furry family. Discover the peace of mind of having Spot Pet Insurance.

Trupanion Canada Pet Insurance Reviews

Average customer rating

9.4 Out of 10
Number of reviews
19872

Trupanion insured pets lead longer, happier lives*.

The Trupanion policy provides best-in-class medical insurance coverage for your pet that can be used at any veterinary hospital in the United States, Canada, and Puerto Rico – ensuring your pet is protected wherever you may be.

Trupanion is the only provider than can pay your veterinarian directly at the time of checkout. This benefit helps you from having to fill out extensive claims paperwork or wait to be reimbursed.
A Trupanion Pet insurance policy has unlimited payouts on claims. They do not increase rates for filing claims. While some providers may drop coverage when a certain number of claims are filed, Trupanion never will.

The Trupanion policy does not increase rates just because your pet ages and their policy allows you to enroll your pet from birth for true lifelong coverage for your pet.

 

*‘Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.

Trupanion is a registered trademark owned by Trupanion, Inc.  Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company.

 

Pet Assure Pet Insurance Reviews

Average customer rating

9.4 Out of 10
Number of reviews
9

Pet Assure Veterinary Discount Plan saves you money on your pets’ healthcare every year by giving you access to quality veterinary care at a discounted rate. With Pet Assure, you receive an instant 25% discount on all in-house medical services at participating veterinarians, including savings on every wellness, sick and emergency care visit.

Learn more about Pet Assure's discount plan and read customer reviews so you can make an informed choice about how you cover veterinarian care costs. 

Embrace Pet Insurance Reviews

Average customer rating

9.3 Out of 10
Number of reviews
10179

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.

Learn more about Embrace's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Hartville Pet Insurance Reviews

Average customer rating

9.3 Out of 10
Number of reviews
149

Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. 

Learn more about Hartville's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

PetPartners Pet Insurance Reviews

Average customer rating

9.2 Out of 10
Number of reviews
98

As one of the first pet insurance providers in the U.S., PetPartners has offered affordable, comprehensive coverage across all 50 states since 2002. Its customizable plans allow owners to choose coverage that meets their individual needs and budget. 

Learn more about PetPartners's plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

PetPremium Pet Insurance Reviews

Average customer rating

9.2 Out of 10
Number of reviews
83
us

PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

Learn more about Pet Premium's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

ASPCA Pet Health Insurance Reviews

Average customer rating

9.1 Out of 10
Number of reviews
5554

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.

Learn more about ASPCA's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Petplan USA Pet Insurance Reviews

Average customer rating

9.1 Out of 10
Number of reviews
5391

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Learn more about Petplan's policy options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Petplan Canada Pet Insurance Reviews

Average customer rating

9.1 Out of 10
Number of reviews
3898

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Learn more about Petplan Canada's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

 

Pets Best Pet Insurance Reviews

Average customer rating

9.0 Out of 10
Number of reviews
6924

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

AKC Pet Insurance Reviews

Average customer rating

8.8 Out of 10
Number of reviews
872

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003.

Learn more about AKC's pet insurance plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Figo Pet Insurance Reviews

Average customer rating

8.8 Out of 10
Number of reviews
578

Figo offers customizable coverage built for millennial pet parents. Pick from one of their three comprehensive plans, then add powerups like Wellness, Veterinary Exam Fee Coverage, or the Extra Care Pack. They’re the only pet insurance company to offer up to 100% reimbursement, so big vet bills won’t break the bank.

Figo customers have exclusive access to the Figo Pet Cloud app, including features like a 24/7 Virtual Vet and easy mobile claim filing. No pet insurance company covers pre-existing conditions, but Figo is the only one who will help you identify those conditions at the start of your policy. If you don’t think you’ll get value out of pet insurance after your initial review, just cancel within 30 days of signing up to get your money back.

Eusoh Pet Insurance Reviews

Average customer rating

8.3 Out of 10
Number of reviews
17

Eusoh ("you-so") is an innovative community cost-sharing model. It's a comprehensive accident, illness, and wellness community pet health plan for dogs and cats. 

Pricing is simple -  a single universal price for dogs and cats of all ages. Eusoh is the only plan where members pay for what is needed. Each month, any unused contributions are rolled over entirely and credited back to the community, decreasing next month's payment.

Eusoh believes in full transparency - people should know exactly where their money is going and what it's being used for. You should be free to choose who you share with and access to vets and other providers shouldn't be limited. Eusoh believes in an empowered community with more and better options.

Pets Plus Us Pet Insurance Reviews

Average customer rating

7.9 Out of 10
Number of reviews
438

Pets Plus Us is a leading Canadian pet insurer whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides its Blue Ribbon Benefits free with any coverage plan.

Learn more about Pets Plus Us plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

PetFirst Pet Insurance Reviews

Average customer rating

7.7 Out of 10
Number of reviews
1348

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Learn more about PetFirst's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

24PetWatch Pet Insurance Reviews

Average customer rating

6.3 Out of 10
Number of reviews
998
us
canada

24PetWatch Pet Protection Services is a leading provider of pet insurance to North American and Canadian pet owners. As well as offering pet health insurance, 24PetWatch provides lost pet recovery database management services for people and their pets.

Learn more about 24 Petwatch's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Petsecure Pet Insurance Reviews

Average customer rating

4.6 Out of 10
Number of reviews
205
canada

Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

PHI Direct Pet Health Insurance Reviews

Average customer rating

0 Out of 10
Number of reviews
0

PHI Direct is Canada's first Fluff-free Pet Health Insurance™. It’s good basic coverage for your pet – without being weighed down by costly premiums.

Furkin Pet Insurance Reviews

Average customer rating

0 Out of 10
Number of reviews
0

All rolled-up, we think Furkin is the best coverage in Canada! We’re bound to our pets because of all they give us. Having Furkin Pet Insurance coverage helps put your pet in the best position to retrieve the best care when they become sick or injured.