Insurers

Pet Insurance Companies

Pet Insurance Review can help you compare policies from a growing range of pet insurance providers across the United States and Canada.

We’ve compiled the most useful information for each insurer on levels of coverage, reimbursement options, exclusions and deductibles, so you can compare the value of different pet insurance plans and be better informed when it comes to choosing the best pet insurance for you and your pet. You can also read the reviews of thousands of other pet parents for each insurer by clicking their “view insurer” button below. Click the gold “get a quote” buttons to get a quote direct from a particular insurer or use our quote form to get quotes from several leading insurers.

 

Trupanion US

Average customer rating

9.5 Out of 10
Number of reviews
15756

Trupanion makes things simple by offering one plan that pays 90% of actual veterinary costs for eligible claims once the deductible for that condition is met. They are the only provider that has the option to pay your veterinarian directly and can do so in 5 minutes or less, you simply take care of your portion and Trupanion will work with your veterinarian to pay the remainder.

Embrace Pet Insurance

Average customer rating

9.3 Out of 10
Number of reviews
9392

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.

Nationwide Pet Insurance

Average customer rating

9.4 Out of 10
Number of reviews
8507

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Trupanion

Average customer rating

9.2 Out of 10
Number of reviews
8308

Trupanion makes things simple by offering one plan that pays 90% of actual veterinary costs for eligible claims once the deductible for that condition is met. They are the only provider that has the option to pay your veterinarian directly and can do so in 5 minutes or less, you simply take care of your portion and Trupanion will work with your veterinarian to pay the remainder.

Pets Best

Average customer rating

9.1 Out of 10
Number of reviews
5264

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 on TrustPilot and is recommended by veterinarians across the U.S.

Healthy Paws Pet Insurance

Average customer rating

9.8 Out of 10
Number of reviews
4550

Healthy Paws offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.

Petplan USA

Average customer rating

9.2 Out of 10
Number of reviews
4624

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

ASPCA Pet Health Insurance

Average customer rating

9.0 Out of 10
Number of reviews
4678

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.

Petplan Canada

Average customer rating

9.1 Out of 10
Number of reviews
3800

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

PetFirst

Average customer rating

7.3 Out of 10
Number of reviews
1037

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

AKC Pet Insurance

Average customer rating

8.5 Out of 10
Number of reviews
550

AKC Pet Insurance, administered by PetPartners, Inc., provides comprehensive, affordable pet insurance across all 50 states, and has served as the exclusive pet insurance provider for the American Kennel Club since 2003.

24PetWatch

Average customer rating

5.1 Out of 10
Number of reviews
703
us
canada

24PetWatch Pet Protection Services is a leading provider of pet insurance to North American and Canadian pet owners. As well as offering pet health insurance, 24PetWatch provides lost pet recovery database management services for people and their pets.

Pets Plus Us

Average customer rating

8.8 Out of 10
Number of reviews
265

Pets Plus Us is a leading Canadian pet insurer whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides its Blue Ribbon Benefits free with any coverage plan.

Figo Pet Insurance

Average customer rating

7.9 Out of 10
Number of reviews
227

Figo's cloud-based pet healthcare offering features everything pet owners need to manage their pet’s everyday lives, including coverage and medical claim information, digital pet tags and the latest lost and found technology. 

PetPartners

Average customer rating

9.2 Out of 10
Number of reviews
91

As one of the first pet insurance providers in the U.S., PetPartners has offered affordable, comprehensive coverage across all 50 states since 2002. Its customizable plans allow owners to choose coverage that meets their individual needs and budget. 

Petsecure

Average customer rating

4.8 Out of 10
Number of reviews
168
canada

Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Hartville Pet Insurance

Average customer rating

9.5 Out of 10
Number of reviews
66

Hartville Pet Health Insurance is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. 

PetPremium Pet Insurance

Average customer rating

9.3 Out of 10
Number of reviews
51
us

PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

4Paws Pet Insurance

Average customer rating

10.0 Out of 10
Number of reviews
4
us

4Paws Pet Insurance are no longer accepting new enrollments.

HBC Pet Insurance

Average customer rating

4.3 Out of 10
Number of reviews
7
canada

Pet Insurance for Hudson's Bay customers offers comprehensive coverage for dogs and cats across Canada. With varying levels of coverage, you can choose the best-fit plan for your pet and collect Hudson's Bay Rewards points from its exclusive membership scheme. Pet Insurance supplied by Petline Insurance.

Eusoh

Average customer rating

10.0 Out of 10
Number of reviews
3

Eusoh is a new crowd-sharing platform that provides a secure, affordable and transparent way for pet-owners to share veterinary expenses. Eusoh is NOT insurance - instead, it provides the same financial protection through the only community-based cost-sharing solution available today. Eusoh brings members into a pet-loving community where you can join or create groups to share veterinary expenses.

Pet Assure

Average customer rating

9.7 Out of 10
Number of reviews
3

Pet Assure Veterinary Discount Plan saves you money on your pets’ healthcare every year by giving you access to quality veterinary care at a discounted rate. With Pet Assure, you receive an instant 25% discount on all in-house medical services at participating veterinarians, including savings on every wellness, sick and emergency care visit.

Prudent Pet

Average customer rating

10.0 Out of 10
Number of reviews
2

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. We want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. We’ll take care of the rest!

We offer a choice between our Accident only plan and our full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless we state otherwise.