out of 5
POSTED: | BY: Brie Armstrong
out of 5
Number of reviews 57,968
out of 5
POSTED: | BY: Brie Armstrong
out of 5
POSTED: | BY: James
out of 5
POSTED: | BY: Frances
out of 5
POSTED: | BY: customer
out of 5
POSTED: | BY: Martha
Depending on your plan, Trupanion will reimburse up to 100% of all eligible expenses. Trupanion covers an extensive list of all new, unexpected accidents and illnesses. They will never limit the number of claims you can submit each year or for a specific condition. You can count on Trupanion year after year for some of the best and comprehensive coverage for your pet.
Some examples of what they cover are hereditary, congenital, and chronic conditions, diagnostic tests, emergency care, prescribed medications and supplements, and more.
There are three additional riders to give you even more coverage, if not already included in your states core plan: Recovery and complementary Care, Pet Owner Assistance, and Breeding.
The Trupanion policy* has no payout limits, so whether your pet needs one quick visit or a lifetime of care, your coverage won’t quit.
That can mean a big difference if your pet develops a chronic condition requiring extended care like allergies, diabetes, or even cancer.
If your Trupanion policy has a deductible, you can customize it to fit your budget. You can choose from $50 to $1,000 in increments of $5, or choose to have no deductible at all. Trupanion deductibles are per-condition and good for the life of your pet. That means no annual resets-once a deductible is met, you never have to pay the deductible for that condition again.
All new pets can enroll from birth until their 14th birthday. Once your pet is enrolled, they can be enrolled for life
Waiting periods vary by state. Please see your states policy for full coverage details.
However, other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.
Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like:
Like many other pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early!