Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Average customer rating

4.8 Out of 10
60 Days 1 Year Lifetime
Rating 1.0 2.1 4.8
Count 1 10 169

Petsecure

1
Out of 10
Insurer: Petsecure
Posted: 02/11/2019
By:
Olivia Vandersanden

I have been with Petsecure since 2015. I am a veterinary professional and was receiving a veterinary discount on my plan when I originally signed up. I noticed my rate had gone up significantly and that they stopped applying the discount in 2017. I was...

Injury/illness
Billing
Claim Amount
Under $100
Breed

Domestic Mediumhair

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 10/03/2018
By:
Alicia Buckley

I wish I never signed up with this company. Now my pet has a pre-condition and I can't change over to a new carrier. I am on their top of the line program, with no late payments. I have had my puppy covered since I brought her home. They are...

Injury/illness

Skin problem

Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 07/18/2018
By:
Joan L Lazar

I requested my pet insurance be effective for the adoption date of July 11. As of July 17 I am still waiting for my binder letter despite many emails and phone calls. I submitted all veterinary records in existence a month or more prior to the effective...

Injury/illness
Claim Amount
Over $1000
Breed

Portuguese Water Dog

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 07/06/2018
By:
Lorrie

I ve been with petsecure for 4 years now. It has always taken about 3 weeks to process claims. My rates have gone up about $25/ month in those 4 years. Recently I received a letter stating my rates were going up AGAIN ( this is a healthy dog) to $122/...

Injury/illness
Claim Amount
$100 - $500
Breed

Goldendoodle

Age of Pet
1 - 8
Monthly Cost

Premiums will vary depending on your plan choice, breed and location. 

 

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment.

Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover.

Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover.

Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. 

Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover.

Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

 

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year.

Dental coverage amounts depending on plan choice.
 

 

Deductible

Annual- Age Based Deductibles

Deductible A

$100 - $500

Deductible B

$200 - $700

 

*Secure 4 with Wellness Care

Deductible A

$250 -$500

Deductible B

$300 - $700

 

Age Limits

Pet must be at least 8 weeks old to enroll. 
No age limit

 

Waiting Period

48 hours for accidents

14 days for illness

6 months for dental, cruciate ligament injuries or interverebral disc disease

 

Exclusions

Pre-existing conditions are not eligible for coverage.

 

Petsecure is Canada's largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages.

In over 28 years, Petsecure has cared for more than 1.2 million pets.

Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits.

Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.