Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Average customer rating

4.6 Out of 10
60 Days 1 Year Lifetime
Rating 6.4 3.4 4.6
Count 5 18 205
10
Out of 10
Recommended

Great help

Posted: 10/17/2021
By:
Jamie
Pezoldt

Looking for help on dog insurance

Injury/illness
Claim Amount
Breed

Mixed Breed Toy (up to 10 Lbs)

Age of Pet
1 - 8
1
Out of 10

Be Careful

Posted: 10/07/2021
By:
Diane
Stone

It took from June until October to review vet records. Vet kept sending and they would not find them. They took premiums for 5 months then excluded my claim which was well into time period I was paying. Dog got small cut on face prior to insurance then later skin rask as didnt realize he was rolling in posion ivy. Once they looked at medical, which I resend a supervisor they decided all skin issues were excluded from any coverage and as that was not what I wanted they refused to refund the months of premiums. Larry the agent said thye dont give refunds when you dont agree to their terms of service. When I asked for a manger, none were available, when I asked for a review of the file and how long it would take, Larry the agent hung up

Injury/illness
Claim Amount
Breed

Golden Retriever

Age of Pet
1 - 8
10
Out of 10

Why do they take so long 6 weeks at least to process they w

Posted: 10/06/2021
By:
Teagan
Labrador

They are beyond slow, I have 6claims outstanding for over 6 weeks none are near being processed. I am worried that they will decline and I will be thousands worst off, no one should take this long

Injury/illness
Claim Amount
Breed

Labrador Retriever

Age of Pet
Over 8 years
10
Out of 10

Disgusted...

Posted: 09/30/2021
By:
Howl
Jenkins

I bought insurance through petsecure when I first brought my dog home from the humane society. I went with petsecure because the humane society suggested it was a good company to go with.

So fast forward 2 months. Min got into something in our back yard and spent the next two days throwing up and having diarrhea... So we took her to the vet and the did their thing costing over $300. No problem I thought I'll just submit it to insurance... Well it's been 6 weeks already and we haven't heard a peep from the insurance company I've submitted all their documents, had the vet sign the paperwork etc. They have it all and sent me a confirmation code that they received it all. But nothing. I've emailed 4 times with no reply whatsoever - no it's not in my junk folder - and I've called twice being put on hold for 2 hours until their system hangs up on me! I even called their new client line, which of course they picked up immediately then once they found out I was already a client looking for a claim they bumped me on hold and i sat for another 2 hours. And again was hung up on.. i haven't been able to talk to an agent about this yet!
I am so disgusted with this treatment I can't even begin to describe how mad I am. Don't waste your money on these guys it's a total scam!

Injury/illness
Claim Amount
Breed

American Staffordshire Terrier

Age of Pet
1 - 8
Monthly Cost

Premiums will vary depending on your plan choice, breed and location. 

 

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment.

Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover.

Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover.

Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. 

Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover.

Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

 

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year.

Dental coverage amounts depending on plan choice.
 

 

Deductible

Annual- Age Based Deductibles

Deductible A

$100 - $500

Deductible B

$200 - $700

 

*Secure 4 with Wellness Care

Deductible A

$250 -$500

Deductible B

$300 - $700

 

Age Limits

Pet must be at least 8 weeks old to enroll. 
No age limit

 

Waiting Period

48 hours for accidents

14 days for illness

6 months for dental, cruciate ligament injuries or interverebral disc disease

 

Exclusions

Pre-existing conditions are not eligible for coverage.

 

Petsecure is Canada's largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages.

In over 28 years, Petsecure has cared for more than 1.2 million pets.

Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits.

Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.