Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Learn more about Petsecure's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Average customer rating

4.8 Out of 10
60 Days 1 Year Lifetime
Rating 1.0 1.9 4.8
Count 2 12 171

Petsecure

1
Out of 10
Insurer: Petsecure
Posted: 09/03/2019
By:
SHOREH RAMSEY

I insured my dog for 8 years, ever year they increased the price and the deductible, for 4 years I didn't have any claim, once my dog had a surgery they totally changed the plan, increased the deductible 400% than the original price. They are just there...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1
Out of 10
Insurer: Petsecure
Posted: 07/23/2019
By:
Katherine

I won't get into details as it's the same review scades of others on this site have given.

In order to avoid having to pay, this company will twist around whatever your pet is experiencing, to link it to some preexisting condition (even if it's unrelated)...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Insurer: Petsecure
Posted: 05/24/2019
By:
David Cline

My experience is nothing but the idea that you were paying for insurance and when it comes time to actually have a concern, coverage denied. What a waste of putting money into peace of mind that you have pet insurance and when then time needed the most,...

Injury/illness
Claim Amount
Breed

Boston Terrier

Age of Pet
Over 8 years
2
Out of 10
Insurer: Petsecure
Posted: 05/01/2019
By:
Paula

Unfortunately, our first-time experience with PetSecure was very disappointing. We encountered a lot of lack of transparency.
Our dog was 10.5 and very healthy. When we noticed early signs of arthritis, we decided to get her insurance and went to the vet...

Injury/illness
Claim Amount
Breed

Golden Retriever

Age of Pet
Over 8 years
Monthly Cost

Premiums will vary depending on your plan choice, breed and location. 

 

Coverage

Choose between 4 levels of cover for Accident, Illness and Dental treatment.

Secure 1 offers $1,000 per Accident cover, $1,000 Illness cover per condition, per year and $200 Dental cover.

Secure 2 offers $2,500 per Accident cover, $2,500 per condition, per year Illness cover and $300 Dental cover.

Secure 3 offers $5000 per Accident cover, $5,000 per condition per year cover and $400 Dental cover. 

Secure 4 offers unlimited cover for Accidents and Illness and $600 per year Dental cover, and Wellness cover.

Plans offer 80% coverage (20% co-insurance) after annual deductible satisfied.

 

Payout Limits

Annual limits of $1,000, $2,500, $5000 or unlimited cover depending on your chosen plan. Limit amounts are per accident or per illness/condition per year.

Dental coverage amounts depending on plan choice.
 

 

Deductible

Annual- Age Based Deductibles

Deductible A

$100 - $500

Deductible B

$200 - $700

 

*Secure 4 with Wellness Care

Deductible A

$250 -$500

Deductible B

$300 - $700

 

Age Limits

Pet must be at least 8 weeks old to enroll. 
No age limit

 

Waiting Period

48 hours for accidents

14 days for illness

6 months for dental, cruciate ligament injuries or interverebral disc disease

 

Exclusions

Pre-existing conditions are not eligible for coverage.

 

Petsecure is Canada's largest pet health insurance provider, offering comprehensive, veterinarian-recommended coverage for dogs and cats of all breeds and ages.

In over 28 years, Petsecure has cared for more than 1.2 million pets.

Petsecure offers coverage for accidents, illness, dental care and alternative treatments, as well as exclusive member benefits.

Petsecure is committed to community involvement, donating over $500,000 to various animal organizations across Canada.