Pets Best | Pet Insurance Review

4.5

out of 5

Number of reviews 7,275

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.6
  • 3.4
  • 4.5
  • Count
  • 18
  • 126
  • 7,275

Updated: January 26, 2024

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Linda Wood

We pay (now) about $90/month plus…

We pay (now) about $90/month plus WellCare. It bothers me that we bring our dog for a yearly check-up with required vaccines/shots and none of those weee covered. So would like to know why we should have WellCare??? A $383 vet bill and Pets best only paid out $155. Very disappointed.
1

out of 5

POSTED: | BY: Helen Shukhat

PETS BEST s/b named PETS WORST

I had several dogs and always buy insurance. Pets Best is worst one. It;s takes them forever handle the claims and they reject without valid reason. No wonder so many people complaint to BBB. I purchased insurance for 3 Year dog on 9/26 and on October 3 she got ear infection. Claim was denied as preexisting condition. Another claims in 2024 also denied because of the same reason. I will report their practice to BBB
1

out of 5

POSTED: | BY: Joel Walton

Their service is automated annoyance

Their service is automated annoyance. I have two dogs and they get services from the vet on the same invoice. So when I submit an invoice I put in the comments this service is for this dog . . . Spelling it out for them. Every single time they kick back one because they say the invoice was it provided for this animal. Between that and the time it takes to get reimbursed and the cost of the insurance overall it's like the world's worst necessary evil. So over pet insurance but need it just in case.
5

out of 5

POSTED: | BY: Jessie

Their follow up communication is great…

Their follow up communication is great and you always know where you are in the process.
5

out of 5

POSTED: | BY: Joyce Giles

Pets Best has been great insurance

Pets Best has been great insurance and reimbursed for my dogs medical issues. I have tried 3 companies and this has been my favorite. This dog likely would not still be with us without them.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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