Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 9.0 9.4 9.2
Count 212 1977 6280

Pets Best

10
Out of 10
Insurer: Pets Best
Posted: 06/20/2012
By:
Jeanne

Pets Best is so easy to deal with. I chose a plan that has 100.00 deductible and then pays 80%. I know I will always pay something for dollys care but she has had to 3 big things happen that cost over 200. most recently she has had
gastritis and threw...

Injury/illness

Gastritis/vomiting

Claim Amount
$500 - $1000
Breed

Maltese

Age of Pet
1 - 8
2
Out of 10
Insurer: Pets Best
Posted: 06/19/2012
By:
Trish D

I bought this ins with the wellness plan. You have up to $480 per year for wellness coverage. I understood that if your pet had to go in other than the annual exam, you would be covered. Not so. You can only use each one once as in heart worm pill, 1...

Injury/illness

Thyroid

Swollen stifles
Claim Amount
$100 - $500
Breed

Golden Retriever

Age of Pet
Over 8 years
1
Out of 10
Insurer: Pets Best
Posted: 06/19/2012
By:
Cheryl

I would not recommend Pets Best Insurance. I have 3 working Border Collies, and recently they have denied everything. Then it is up to you to try and fight it. Too much work and stress! I figure I can put the money I have been throwing away at them in...

Injury/illness
persistant cough
Claim Amount
$100 - $500
Breed

Border Collie

Age of Pet
1 - 8
10
Out of 10
Insurer: Pets Best
Posted: 06/19/2012
By:
Norman

My little dog "Lola" apparently ate something very toxic left on the ground at an RV campground last week - Lola started vomitingun-controllably and became very lethargic and refused to eat or drink any water - I immediately took Lola to a 24 HR emergency...

Injury/illness
Poison Ingestion
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.