Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 7.0 9.4 9.2
Count 34 2021 5719

Pets Best

10
Out of 10
Insurer: Pets Best
Posted: 05/29/2010
By:
Debbie

I have many dogs and all of them are insured by Pets Best. I've had other insurance in the past and find Pets Best to be far superior. They have a quick turn around, fantastic customer service and are very fair with their coverage. Everyone should have...

Injury/illness

Ear Problem

Eye problem

Cancer

Gastritis/vomiting

Enteritis/diarrhea

Bladder

I've had every kind of illness imaginable with my dogs!
Claim Amount
Over $1000
Breed

English Bulldog

Age of Pet
Over 8 years
10
Out of 10
Insurer: Pets Best
Posted: 05/29/2010
By:
Pam

Pets Best is the best. I had never had health insurance on any of my previous dogs, so this was my first experience. They handled my claim quickly and professionally for the removal of DJ's eye tumor. I'm a very satisfied customer.

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Pets Best
Posted: 05/27/2010
By:
kristi stavrinides

I have had pet insurance for many years on four dogs the first two i had vpi insurance and was very unhappy with them they always had an excuse for not covering. Then i got the other two dogs and decided to get petsbest and changed my to older dogs over....

Injury/illness
cerebellar mass
Claim Amount
Over $1000
Breed

Boxer

Age of Pet
Over 8 years
10
Out of 10
Insurer: Pets Best
Posted: 05/24/2010
By:
Jennifer

I decided to purchase Pet's Best pet insurance when I got my goldendoodle puppy about two and a half years ago. It has paid off several times over! I love Pet's Best because my monthly payment is extremely low and since I have been a customer, I have...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.