Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 6.7 8.7 9.1
Count 44 754 6584

Pets Best

8
Out of 10
Insurer: Pets Best
Posted: 11/08/2014
By:
Leslie

Unfortunately the older my dog got they automatically bumped up the price, started including copayments, so that it just has become not worth it for me to pay the monthly bills. I am happy with their customer service, but not with the actual coverage.

Injury/illness

Eye problem

Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Insurer: Pets Best
Posted: 11/08/2014
By:
Roberto

I was a bit skeptic at first when I signed up for pet insurance. I didn't think I would use it or need it, man was I wrong! My Italian Greyhound Gutty got sick one day, bloody diarrhea, vomit I though he wasn't going to make it. I took him to the vet, he...

Injury/illness

Gastritis/vomiting

Claim Amount
$500 - $1000
Breed

Intalian Greyhound

Age of Pet
1 - 8
10
Out of 10
Insurer: Pets Best
Posted: 11/07/2014
By:
Bob Y

My dog had a persistent skin problem and the Vet recommended a $475 allergy test. The test showed that my dog had allergies to all sorts of pollen, chicken, duck, etc. We have eliminated most sources of the allergies and My dog has been quickly healing...

Injury/illness

Skin problem

Claim Amount
$500 - $1000
Breed

Havanese

Age of Pet
1 - 8
10
Out of 10
Insurer: Pets Best
Posted: 11/07/2014
By:
George Brown

Great Job!

Injury/illness
Arthristis
Claim Amount
$100 - $500
Breed

Bull Terrier

Age of Pet
1 - 8
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.