Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 on TrustPilot and is recommended by veterinarians across the U.S.

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 9.2 9.5 9.1
Count 272 1979 5274

Pets Best

7
Out of 10
Insurer: Pets Best
Posted: 10/17/2007
By:
TR

I would like to say that I think that Pets Best is wonderful. I had Khrystal as the customer service person that helped me through my claim, she was very nice and very complete in the information I received. Thanks!

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Pets Best
Posted: 10/16/2007
By:
toni gargiulo

i spent a long time pricing policies and comparing coverage and to be honest most of the pet insurance out there covers the same things and offers the same policy guidelines but pets best sets itself apart becuase of the STELLAR customer service. i had a...

Injury/illness
Claim Amount
Breed
Age of Pet
9
Out of 10
Insurer: Pets Best
Posted: 10/14/2007
By:
JP

I have 3 dogs that I transferred from VPI to Pet's Best. The benefits are more generous and the claim forms very simple. They are a little more expensive, but I think the reimbursement schedule makes up for it. I submitted one claim that took a long...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Pets Best
Posted: 10/12/2007
By:
Erin

My dog Sierra was acting really weird on Monday. Not eating anything, not even her favorite treats. We decided that we would wait until the next day to see if she got any better and if she didn't we would take her to the vet. Well, she didn't get any...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.