5
out of 5
POSTED: | BY: Gabby
The BEST!
Excellent coverage, easy claims process, relatively quick reimbursement exactly as laid out in my plan.
Read more on Trustpilot
4.5
out of 5
Number of reviews 7,319
Updated: January 26, 2024
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Amy MacKenzie
Straightforward and straight up
I've submitted two claims in the 6 months that I've had this pet insurance. They kept me updated about the status of the claims and within 30 days had accurately settled them. So far my experience has been nothing but positive.
1
out of 5
POSTED: | BY: Kim Gagne
My reimbursement is taken forever and I…
My reimbursement is taken forever and I getting the run around. The first customer service agent told me 10 days and a week later the second agent told me up to 45 days. I needed the money to pay the credit card company. I am now behind on other bills.
1
out of 5
POSTED: | BY: Heleh Shu
I would Not recommend this insurance
Pets best insurance should be called Pets Worst.
Takes month to review your claims and reject with no valid reason. Appeal takes another 2 months.
Please save your time and money and don’t sign for this insurance!
1
out of 5
POSTED: | BY: Lupita Mendoza
DO NOT PURCHASE PET INSURANCE WITH THIS PETTY COMPANY
hey take long to approve claims, nickel and dime you, there's now a deductible PLUS a co-pay for every claim. Guess what, their appeals process sucks as well, I provided enough back up, context, and a heartfelt letter explaining why I put a vet visit on a payment plan with zero % interest offered by @vca and how it's not any difference if I had put the cost of the visit on a credit card while I submitted the claim.
STAY AWAY, Run away.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.