Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 9.2 9.5 9.2
Count 122 2157 5703

Pets Best

10
Out of 10
Insurer: Pets Best
Posted: 10/29/2015
By:
Ellen

All we had to do was take a picture of our pet's bill and email it! Everything was taken care so quickly. Thanks so much!

Injury/illness
Puppy shots
Claim Amount
$100 - $500
Breed

Miniature Schnauzer

Age of Pet
Under a year
10
Out of 10
Insurer: Pets Best
Posted: 10/29/2015
By:
Theresa Rosen

I can't imagine not having pet insurance, especially since dogs and cats can thankfully be treated for so many illness and injuries that just a few years ago were not available to pets. I highly recommend not only having pet insurance, but having Pets...

Injury/illness

Gastritis/vomiting

Claim Amount
Over $1000
Breed

Anatolian Shepherd Dog

Age of Pet
1 - 8
9
Out of 10
Insurer: Pets Best
Posted: 10/28/2015
By:
Gail LaScola

I've had Pets Best for over 7 years. Whereas none of my 3 cats has had anything 'cat'astrophic health-wise (and hopefully never will), I'm extremely happy with Pets Best's reimbursement policy and timely response to my claims.

Injury/illness
annual wellness visit
Claim Amount
Under $100
Breed

Domestic Shorthair

Age of Pet
1 - 8
10
Out of 10
Insurer: Pets Best
Posted: 10/28/2015
By:
Rachel

I have been with Pets Best for a long time and first got this insurance for accidents or emergency use. I never thought I would really need it until my furry love broke her arm. After getting it repaired, she had another accident which led to a second...

Injury/illness
broken arm
Claim Amount
Over $1000
Breed

Cocker Spaniel

Age of Pet
1 - 8
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.