Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 on TrustPilot and is recommended by veterinarians across the U.S.

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 8.7 9.3 9.1
Count 72 1184 4389

Pets Best

10
Out of 10
Insurer: Pets Best
Posted: 10/10/2007
By:
Toni

Ifyou are in the market for pet insurance, first, good idea! When the little ones gets sick we try to be practical but there are no monetary limits on our love and it can sure add up so being prepared is paramount! Second, pick PETS BEST!!! I shopped...

Injury/illness
Claim Amount
Breed
Age of Pet
1
Out of 10
Insurer: Pets Best
Posted: 09/27/2007
By:
Bj

I'd love to give this company a try, but they do not insure pets over a certain age as they won't insure my healthy just turned 9 year old dog. I think companies should still insure them and charge a higher premium. . . would be more fair than to deny.

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Pets Best
Posted: 09/13/2007
By:
Dr. Robin Downing

I have been a veterinarian for 21 years. Every veterinarian at some point encounters "economic euthanasia". I believe that pet insurance is the single biggest protective device AGAINST "economic euthanasia".
I had much experience with the first pet...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Pets Best
Posted: 08/13/2007
By:
Brett Bowman

This product has literally saved myself and many I know who are insured by Pets Best 10's of thousands of dollars in costs which in many persons financial situations would be prohibitive to them affording to save and maintain in good health their loved...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.