Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.

Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 9.1 9.5 9.2
Count 129 2188 5703

Pets Best

10
Out of 10
Recommended
Insurer: Pets Best
Posted: 08/03/2019
By:
Tracy Jamieson

If you want to be able to provide medical care your pets need and not end up broke, this company helps in that regard. For example, my young chihuahua broke her leg. For the surgery and all of the other medical care, the total came to around $3500....

Injury/illness
Claim Amount
Breed

Chihuahua

Age of Pet
1 - 8
10
Out of 10
Recommended
Insurer: Pets Best
Posted: 08/03/2019
By:
Connie sitterly

Easy fast fabulous! Delighted.strongly recommend

Injury/illness
Claim Amount
Breed

Coton De Tulear

Age of Pet
1 - 8
1
Out of 10
Insurer: Pets Best
Posted: 08/02/2019
By:
Sondra L Glenn

I am very disappointed in the Ins after having it for 11yrs. I looked over all the billings and see bills paid in 2018 but I never got a letter from you saying the Cushing had run out.. Since that was her issue I would have dropped you as you never paid...

Injury/illness
Claim Amount
Breed

Miniature Pinscher

Age of Pet
Over 8 years
10
Out of 10
Recommended
Insurer: Pets Best
Posted: 07/27/2019
By:
Ashley Fredrick

I've had my four (4) cats insured with Pets Best since November 2018. The cost of their premiums is very reasonable, as all of my cats at that time were under the age of five. When my oldest cat, Oscar, required eye surgery recently...Pets Best was very...

Injury/illness
Claim Amount
Breed

Himalayan Flame Point

Age of Pet
1 - 8
Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. 

Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).

Two optional Wellness plans to cover routine care. 

24/7 Pet Helpline, powered by whiskerDocs is included on all policies. 

The pay-out amount is based on your actual vet bill. 

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. 

Unlimited lifetime limits.

Deductible

$50 - $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Pets Best does not restrict coverage or availability for older pets.

Waiting Period

Waiting periods are based on the effective date, usually the day after enrolling: 

14 days for illness claims 

3 days for accident claims 

0 days for routine care

Exclusions

Pre-existing conditions are not covered. 

Elective and preventive procedures are not covered. 

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. 
 
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.