PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

Learn more about Pet Premium's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 10.0 8.9 9.2
Count 1 27 82

PetPremium Pet Insurance

10
Out of 10
Recommended
Posted: 07/25/2020
By:
Cheryl Tomasso

We have had Nationwide for over 3 years now. We got it just to make sure our girl was protected as the offered it at work. I never had insurance on a pet, but I am grateful I did cover my baby Little did we know she would be one of the unfortunate ones...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
8
Out of 10
Recommended
Posted: 07/24/2020
By:
Sarah Freeman

I am insured with Nationwide and that the only name I have...I pick the one I think it was...Have had this insurance for 12 years since I got the dog. 
Oberon is doing fine and at present seems to be in remission with his cancer...doing well except still...

Injury/illness
Claim Amount
Breed

American Cocker Spaniel

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 07/24/2020
By:
murray davis

The way in which Nationwide has changed its claim process...and the speed at which reimbursements gets to my
bank account are amazing.
The claim process has become so simple...it literally takes less than a minute to file a claim.
The reimbursement...

Injury/illness
Claim Amount
Breed

Boxer

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 07/22/2020
By:
ALICEL RODRIGUEZ

Thanks for all help and support on Zeus.

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

$12 - $80, depending on your chosen plan.

Coverage

Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.   

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan 

Dental injuries are covered, however exclusions apply for dental illnesses. 

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected.   

As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. 

Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.