PetPremium | Pet Insurance Review


out of 10

85 Verified Reviews

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PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Learn more about Pet Premium’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: Melody

Quick and easy accessible insurance

My puppy got sick with kennel cough, I established care with a new vet. My claim was processed quickly. I had a bit of trouble with the website at first but they managed to get it working. My dog has been going to the vet about every two weeks. He is a big pup and I got him neutered they found a skin infection. Poor guy has been on antibiotics and many other meds. They have made this an affordable issue, if I didn’t have this insurance my poor dog would of never been diagnosed with his allergy to fleas. They have been a great investment for my dogs health. I’m so glad I got this. I would highly recommend it to anyone who loves their fur babies

out of 10

POSTED: | BY: Wendy Mitchell

NationWide Pet Insurance is

I have used Nation Wide Pet Insurance many years. They are dependable with giving back refunds. Customer Service helping one fill out the forms with courtesy. I have researched other plans. The other plans do not measure comparably to this plan. I want to thank you all at Nation Wide for a job well done. You are an asset to our nation. Sincerely, Wendy Mitchell

out of 10


Worst insurance

Not covering my dogs cancer he’s going to die.

out of 10


Worst pet insurance I’ve ever had.

My dog is 13 he has 3 different types of cancer Pet premium is say it’s preexisting and I’ve had their insurance since my dog was 11. So if in 180 days he is cancer free they will cover stuff. Does this make any sense he is never going to be cancer free. This will take his life hopefully not anytime soon. He has been through chemo and radiation bills over $20,000. So what now he has no insurance the rest of his care will be for the cancer so why keep the policy I am paying a lot for. Will they pay for his end of life care probably not if it’s from the cancer they are saying is preexisting. Makes no sense to me.

out of 10

POSTED: | BY: Cleo Clardy

Great insurance!

With Nationwide l feel secure knowing l have good insurance. I have 5 Yorkies and they are very active. I've had to use my insurance a number of times and you've been so fast paying my claims. We have to watch them constantly but they still get in trouble. Thanks Nationwide!

Monthly Cost

$12 – $80, depending on your chosen plan.


Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.


$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.


Pre-existing conditions are not covered.

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan

Dental injuries are covered, however exclusions apply for dental illnesses.

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected. As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.

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