PetPremium | Pet Insurance Review

9.2

out of 10

85 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
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  • 9.5
  • 9.2
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  • 2
  • 85
PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Learn more about Pet Premium’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
10

out of 10

POSTED: | BY: Cathy Pitts

Pet insurance review

This claim went smoothly and covered the hospitalizations for my dogs
10

out of 10

POSTED: | BY: Brandie Rausch

Love you guys

The best thing I could have done for my pup. I tell everyone about dog insurance.
10

out of 10

POSTED: | BY: Dennis W

Thank you for being there and handling our girls pet needs.

I’m grateful for your fine service and recommend your service to every pet owner I know and meet.
10

out of 10

POSTED: | BY: Sandra McMiller

The best pet insurance out there.

We have been with Nationwide for many years. We have experienced the best service; and we wouldn't use any other insurance. We tell all of our family and friends about Nationwide. Thank you for being there for us.
10

out of 10

POSTED: | BY: Coleen Bourgeois

Claims are processed quickly, efficiently and reimbursed quickly

I have recommended nationwide a zillion times to pet owners

Monthly Cost

$12 – $80, depending on your chosen plan.

Coverage

Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered.

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan

Dental injuries are covered, however exclusions apply for dental illnesses.

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected. As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.

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