PetPremium | Pet Insurance Review

9.2

out of 10

85 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0.0
  • 9.5
  • 9.2
  • Count
  • 0
  • 2
  • 85
PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Learn more about Pet Premium’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.
9

out of 10

POSTED: | BY: Diana B

Satisfied so far!

I took out the wellness option as part of my pet insurance. I took Willie for his shots and yearly exam and was told he needed his teeth cleaned. I took him to have that done and then filled both claims. Pet Premium paid me rather quickly on both claims. Thank goodness he hasn't been sick, so I can't comment on paying out on a illness claim.
10

out of 10

POSTED: | BY: Chris Zimmerman

Very satisfied

I purchased a policy from PetPremium just over a year ago after one of our dogs got hit by a car. luckily the dog did not suffer any after affects. We just took both of our dogs in for there annual check up. Submit my claim for each dog and got our reimbursement within about 3 weeks. Did not get full amount that to be expected seeing how there is a deductible. Got about 65% back. that was more then I had expected., being it was the first time I had used it. I submitted 2 claim, one for each of our dogs (Irish Setter & Blue Tic Hound)
2

out of 10

POSTED: | BY: Alisa

Not Happy...

Filed claims month ago, call every week to find out status and every week get the same answer...Don't even know if I'll get reimbursed
9

out of 10

POSTED: | BY: Ben

Very satisfied

I purchased a policy from PetPremium last week for my beagle Sally. They had the lowest prices we could find for my 3 year old beagle, and the agent we spoke to was very helpful in answering our questions. Highly recommend PetPremium. - Ben
10

out of 10

POSTED: | BY: K smith

Very pleased

My claim was handled in a very timely manner and the check deposited directly into my checking account. Agents were very helpful and concerned. There was even a follow up phone call to see how my pet was doing post surgery.

Monthly Cost

$12 – $80, depending on your chosen plan.

Coverage

Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered.

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan

Dental injuries are covered, however exclusions apply for dental illnesses.

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected. As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.

Get a quote today

Leave a review