PetPremium | Pet Insurance Review


out of 10

85 Verified Reviews

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 0.0
  • 9.5
  • 9.2
  • Count
  • 0
  • 2
  • 85
PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Learn more about Pet Premium’s plan options and read customer reviews so you can make an informed choice about your pet insurance provider.

out of 10

POSTED: | BY: Dianne Campbell


This is the second insurance company I have had for my Schnoodle,BJ. I was so unhappy with the first company after having them for almost 5 years. They denied a claim for a broken leg that had to be reset because of the Vet. This cost me almost $1000 because they refused to pay due to a repeat incident. So far I am tickled pink with this new company and have recommended them to everyone, even the Vet. They are very prompt in paying the claims and there is no hassle from them. Love Love them. I have had them a little over 2 years now and wouldn't trade.

out of 10

POSTED: | BY: Daisy

Happy with petpremium and renewed my policy

PetPremium has been great so far! I just renewed my policy and don’t plan on changing – I even added the routine wellness package this year. I have filed three claims in the past year, and I received my reimbursement check in the mail within two weeks each time. My dog, Howie, luckily has not had any major incidents, but I like knowing PetPremium will be there to help cover the large bills as well. When I asked questions about my reimbursement, the customer service people were courteous and helpful answering all my questions.

out of 10

POSTED: | BY: Jeanette

Very Satisfied

I purchased a policy from PetPremium when my dog was a little over 1 year old. She had gotten ill before she was one and we spent a lot of money on vet bills. The dog got better, but I wanted insurance just in case of another illness. Sure enough another illness happened and luckily we had PetPremium, we got back over $2,000, which was a blessing!

out of 10

POSTED: | BY: YIngying


only compliant is that it took around 3 weeks to process a claim.

out of 10

POSTED: | BY: Maria Costantino

pet insurance

only compliant is that it took send claim check too me. Very nice talk too on the phone, glad I gotten pet insurance both my dog and Cat.

Monthly Cost

$12 – $80, depending on your chosen plan.


Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.


$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.


Pre-existing conditions are not covered.

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan

Dental injuries are covered, however exclusions apply for dental illnesses.

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected. As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.

Get a quote today

Leave a review