Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Learn more about Petplan Canada's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

 

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 6.0 8.6 9.1
Count 4 73 3809

Petplan Canada

10
Out of 10
Insurer: Petplan Canada
Posted: 09/22/2008
By:
Marlene

This was the first time I had to submit insurance claims for my cat. I have only had the policy a short time. I have had unbelievable service and communication with the claims person. They are a really great insurance plan. I compared this plan to my...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 09/18/2008
By:
Akie Kotabe

Recently our dog Bambi got mauled by a pit bull - we didn't have time to do anything but rush to the emergency center where he stayed overnight, then all day the next day. We brought the claim papers and had the vets sign off on them ... and minus our...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 09/12/2008
By:
Elaine

Our less than 1 year old Leonberger puppy, Fargo, was a carefree, happy guy with a very laid back personality. That is until we observed that he avoided steps when possible and that playing fetch only lasted for very brief spurts before he laid down....

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 09/12/2008
By:
Rudy

I have been a member of PetPlan for about 6 months or so.. my cockapoo loves to run.. he accidently ran into a wall corner.. hurt his back very badly..It cost quite a bit for x rays etc.. I turned in my claim to Pet Plan... and got a very fast...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$16 - $60, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible. 

Non-routine exam fees, including at ER and Specialists, are covered.

The pay-out amount is based on your actual vet bill.

Use your current veterinarian or any veterinarian in the US or Canada.

Payout Limits

Annual limits range from $2,500 to unlimited depending on your chosen plan.

No per condition limits.

No limits or exclusions for hereditary or chronic conditions.

Deductible

Annual deductible from $100 to $2,500.

Per condition deductibles from $100 to $2,500 also available.

Age Limits

Pet must be at least 6 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage goes into effect at 12:10am the day after activation. Accident claims are valid after a 5-day policy waiting period. A policy waiting period of 15 days applies for illness claims. 

Hip dysplasia – standard illness waiting period applies.
Cruciate, patella, and soft tissue disorders of the knee – six (6) month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period – call Petplan 24/7 for details).

Exclusions

Pre-existing conditions are not covered.  Curable pre-existing conditions may be coverable after an exclusionary period – call Petplan directly 24/7 to learn more.  Preventive care expenses are not covered.

Alternative therapies such as acupuncture, physical therapy, hydrotherapy, and holistic care are covered as standard in every plan.  No additional fees.

Non-routine exam fee coverage, including specialists, and non-routine dental coverage including periodontal disease, are covered as standard in the policy. 

Coverage is available for boarding kennel fees, advertising and reward costs for lost pets, vacation cancellation and death benefits.

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others. 

Petplan supports partner shelters, rescues and humane societies across the U.S. in addition to funding humane veterinary research into hereditary, congenital and other chronic conditions through the Petplan Fund.