Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 8.7 8.6 9.1
Count 23 85 3800

Petplan Canada

10
Out of 10
Insurer: Petplan Canada
Posted: 08/15/2008
By:
Theresa James

Before we got Andy, our Lab, from a rescue organization we decided we would never have another dog without insurance. We learned the hard way how expensive treating canine cancer could be and vowed we would never put ourselves through that again! 2...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 08/07/2008
By:
Amy

About a month and a half ago my then 6 1/2 month old puppy began to develop intestinal upset, which has required multiple visits to the vet, rounds of medication, and a battery of tests to determine the source. Through this entire ongoing process,...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 07/31/2008
By:
Janine

My dog, Dobbins, had elbow dysplasia in both legs and had to have surgery. I called Pet Plan the day I found out and was in tears about it. The best claim rep in the whole world, Gwynne Layne, helped me with understanding my policy as well as the...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: Petplan Canada
Posted: 07/17/2008
By:
J. Bernard

My little dog Cole turned 6 in June and has been a happy healthy dog all his life. Cole has had the occasional ear infection but other than that no major health issues. Two years ago during a regular check-up at my Vet one of the vet-techs handed me a...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$16 - $60, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible. 

Non-routine exam fees, including at ER and Specialists, are covered.

The pay-out amount is based on your actual vet bill.

Use your current veterinarian or any veterinarian in the US or Canada.

Payout Limits

Annual limits range from $2,500 to unlimited depending on your chosen plan.

No per condition limits.

No limits or exclusions for hereditary or chronic conditions.

Deductible

Annual deductible from $100 to $2,500.

Per condition deductibles from $100 to $2,500 also available.

Age Limits

Pet must be at least 6 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage goes into effect at 12:10am the day after activation. Accident claims are valid after a 5-day policy waiting period. A policy waiting period of 15 days applies for illness claims. 

Hip dysplasia – standard illness waiting period applies.
Cruciate, patella, and soft tissue disorders of the knee – six (6) month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period – call Petplan 24/7 for details).

Exclusions

Pre-existing conditions are not covered.  Curable pre-existing conditions may be coverable after an exclusionary period – call Petplan directly 24/7 to learn more.  Preventive care expenses are not covered.

Alternative therapies such as acupuncture, physical therapy, hydrotherapy, and holistic care are covered as standard in every plan.  No additional fees.

Non-routine exam fee coverage, including specialists, and non-routine dental coverage including periodontal disease, are covered as standard in the policy. 

Coverage is available for boarding kennel fees, advertising and reward costs for lost pets, vacation cancellation and death benefits.

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others. 

Petplan supports partner shelters, rescues and humane societies across the U.S. in addition to funding humane veterinary research into hereditary, congenital and other chronic conditions through the Petplan Fund.