Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Learn more about Petplan Canada's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

 

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 6.7 6.6 9.1
Count 9 44 3850

Petplan Canada

10
Out of 10
Recommended
Insurer: Petplan Canada
Posted: 05/24/2020
By:
Amanda

My pup broke his tibia, expensive surgery was even a worry with having trupanion. They've been easy to deal with and through his follow up appointments they've continued to support us. Thank you Trupanion team.

Injury/illness
Claim Amount
Breed

Staffordshire Bull Terrier

Age of Pet
Under a year
7
Out of 10
Recommended
Insurer: Petplan Canada
Posted: 05/08/2020
By:
Patricia Taylor

I just wanted to thank you so much for helping me with the Medications and all the tests to diagnose Canoe with his heart condition.
Trupanion paid as soon as the bill was ready. This is definitely the best pet insurance there is! 
We have had the...

Injury/illness
Claim Amount
Breed

American Cocker Spaniel

Age of Pet
Over 8 years
10
Out of 10
Recommended
Insurer: Petplan Canada
Posted: 05/05/2020
By:
Dilasha Adhikari

It was so unfortunate that my 1.5 year old pup got eye ulcer and was in so much distressed. I had to take immediate decision to agree to take him for surgery as per his eye specialist. Cost was way too high as it was a special surgery by grafting tissue...

Injury/illness
Claim Amount
Breed

Shih Tzu

Age of Pet
1 - 8
10
Out of 10
Recommended
Insurer: Petplan Canada
Posted: 04/17/2020
By:
Ewelina Krokosz

I had a question which was answered by Sarah quickly and professionally, I hope next time I have a question I will get Sarah again.

Injury/illness
Claim Amount
Breed

Cockapoo

Age of Pet
1 - 8
Monthly Cost

$16 - $60, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible. 

Non-routine exam fees, including at ER and Specialists, are covered.

The pay-out amount is based on your actual vet bill.

Use your current veterinarian or any veterinarian in the US or Canada.

Payout Limits

Annual limits range from $2,500 to unlimited depending on your chosen plan.

No per condition limits.

No limits or exclusions for hereditary or chronic conditions.

Deductible

Annual deductible from $100 to $2,500.

Per condition deductibles from $100 to $2,500 also available.

Age Limits

Pet must be at least 6 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage goes into effect at 12:10am the day after activation. Accident claims are valid after a 5-day policy waiting period. A policy waiting period of 15 days applies for illness claims. 

Hip dysplasia – standard illness waiting period applies.
Cruciate, patella, and soft tissue disorders of the knee – six (6) month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period – call Petplan 24/7 for details).

Exclusions

Pre-existing conditions are not covered.  Curable pre-existing conditions may be coverable after an exclusionary period – call Petplan directly 24/7 to learn more.  Preventive care expenses are not covered.

Alternative therapies such as acupuncture, physical therapy, hydrotherapy, and holistic care are covered as standard in every plan.  No additional fees.

Non-routine exam fee coverage, including specialists, and non-routine dental coverage including periodontal disease, are covered as standard in the policy. 

Coverage is available for boarding kennel fees, advertising and reward costs for lost pets, vacation cancellation and death benefits.

Petplan is a leading pet health insurance provider in the United States and Canada the preferred provider of pet insurance for the American Animal Hospital Association and AARP members. For nearly 15 years, Petplan has set the gold standard for pet health insurance coverage as the first pet health insurance provider to offer a “Covered for Life” option and cover pets of any age without broad exclusions for hereditary and chronic conditions. 

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others. 

Petplan supports partner shelters, rescues and humane societies across the U.S. in addition to funding humane veterinary research into hereditary, congenital and other chronic conditions through the Petplan Fund.