PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Learn more about PetFirst's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

7.6 Out of 10
60 Days 1 Year Lifetime
Rating 9.7 9.3 7.6
Count 29 165 1249

PetFirst

3
Out of 10
Insurer: PetFirst
Posted: 11/28/2007
By:
Melu

Based on the pretty good reviews here I was about to give PetFirst a try but thankfully read their exclusions prior to signing up. The most concerning exclusion is the second-to-last in their list and reads as follows:
"Continuous coverage of chronic and...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: PetFirst
Posted: 11/09/2007
By:
Bryan

I signed up online where it was simple and straight forward. I've made one claim in which they paid back within 8 days, I could even check to see where they were in processing my claim on their website and there is no confusion on how much you will get...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: PetFirst
Posted: 10/31/2007
By:
Aida

I love the coverage that they provide, in particular that they do not go by a schedule (which to me is a big red flag). I have a puppy so I went with the routine coverage option, but if you feel that is not necessary they also offer with out. So far...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: PetFirst
Posted: 09/23/2007
By:
Emily Ervin

Perhaps not the most complete coverage, but my main worry is about emergencies. I calculated that once I use all of the routine care coverage, I am only paying $80/year for emergency coverage! My dog is constantly around horses and cattle, but PetFirst...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$16 - $100, depending on your chosen plan.

Coverage

You have a co-pay of 10% - 30% after your deductible. 

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limits of $1,000, $2,000, $5,000, $10,000, or $20,000 depending on your chosen plan. 

No lifetime limits apply.

Deductible

$50 - $500 per incident.

Age Limits

Pet must be at least 8 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage begins 1 day after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary, chronic and congenital conditions are covered.

Optional Routine Care package can be added for an additional fee, and includes coverage for annual exams, vaccines, flea and tick prevention, microchipping and behavior training.

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed. 

Since 2004, PetFirst has enabled pet owners to effectively plan ahead for the expenses of providing veterinary care for their four-legged friends. PetFirst’s pet insurance plan is one of the most comprehensive on the market, and with varying annual benefit options, there is a plan to suit every pet and budget. 

PetFirst's Pet Insurance is available in all 50 states and coverage includes hereditary, congenital and chronic conditions.