PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Learn more about PetFirst's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

7.4 Out of 10
60 Days 1 Year Lifetime
Rating 8.9 9.0 7.4
Count 21 142 1131

PetFirst

5
Out of 10
Insurer: PetFirst
Posted: 09/27/2009
By:
Ann

Until we could no longer afford the monthly payment, we had the three pet family plan. Great coverage for the cost and they paid on time for everything. I really like the online access to check in on any current or past claims. The only negative I...

Injury/illness
Claim Amount
Breed
Age of Pet
9
Out of 10
Insurer: PetFirst
Posted: 09/23/2009
By:
Angela

I have had a policy through Petfirst for two years now and they have never disputed or tried to deny one of my claims. The policy has already paid out more to me than I had paid in, and have been equitable and helpfull at evey step

Injury/illness
Claim Amount
Breed
Age of Pet
3
Out of 10
Insurer: PetFirst
Posted: 09/22/2009
By:
M

so I'm a new customer (since July), formerly with VPI, which covered a percentage of every test/exam etc even if the reimbursement amounts did suck. Tomorrow I go to the vet and will use Pet1st for the first time. I called Pet1st today to confirm whether...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: PetFirst
Posted: 09/07/2009
By:
Alison Sanchez

I got coverage with PetFirst over 2 years ago, and have been HAPPY ever since. I recommend them to everyone I see!! I even leave their pamphlets at my vets office. The rates were half the cost 2 years ago, and they have since doubled their prices...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$16 - $100, depending on your chosen plan.

Coverage

You have a co-pay of 10% - 30% after your deductible. 

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limits of $1,000, $2,000, $5,000, $10,000, or $20,000 depending on your chosen plan. 

No lifetime limits apply.

Deductible

$50 - $500 per incident.

Age Limits

Pet must be at least 8 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage begins 1 day after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary, chronic and congenital conditions are covered.

Optional Routine Care package can be added for an additional fee, and includes coverage for annual exams, vaccines, flea and tick prevention, microchipping and behavior training.

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed. 

Since 2004, PetFirst has enabled pet owners to effectively plan ahead for the expenses of providing veterinary care for their four-legged friends. PetFirst’s pet insurance plan is one of the most comprehensive on the market, and with varying annual benefit options, there is a plan to suit every pet and budget. 

PetFirst's Pet Insurance is available in all 50 states and coverage includes hereditary, congenital and chronic conditions.