PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Average customer rating

7.2 Out of 10
60 Days 1 Year Lifetime
Rating 7.8 8.7 7.2
Count 12 174 993

PetFirst

1
Out of 10
Insurer: PetFirst
Posted: 07/09/2007
By:
Nicole

I am not even sure where to start with this company. I am extremely disappointed in the value and service and the many surprises that have come up, when I have sent in a claim. They fight you on almost every issue yet expect you to pay on time. Nickel...

Injury/illness
Claim Amount
Breed
Age of Pet
3
Out of 10
Insurer: PetFirst
Posted: 06/01/2007
By:
Debbie

I haven't had to use this yet, but I just noticed that hereditary/congenital conditions are not covered, adn also there is no continuous coverage on chronic conditions. THIS IS A BIG RED FLAG. I'm going to shop for something better.

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: PetFirst
Posted: 05/08/2007
By:
Jeff Campbell

I called several places for health insurance for our pets. Almost settled with another company, but then called, Pet First.
The person on the phone was incredibly nice, helpful, and informative. I ended up signing up on the spot. I've already used it and...

Injury/illness
Claim Amount
Breed
Age of Pet
10
Out of 10
Insurer: PetFirst
Posted: 03/14/2007
By:
Jeanne

After researching numerous companies, I found this one to be perfect! Although it is a fairly new company (2004), they are very straight-forward with their published pricing! No hidden issuance fees or fee schedules, and their deductible is only $50! Very...

Injury/illness
Claim Amount
Breed
Age of Pet
Monthly Cost

$16 - $100, depending on your chosen plan.

Coverage

You have a co-pay of 10% - 30% after your deductible. 

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limits of $1,000, $2,000, $5,000, $10,000, or $20,000 depending on your chosen plan. 

No lifetime limits apply.

Deductible

$50 - $500 per incident.

Age Limits

Pet must be at least 8 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage begins 1 day after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary, chronic and congenital conditions are covered.

Optional Routine Care package can be added for an additional fee, and includes coverage for annual exams, vaccines, flea and tick prevention, microchipping and behavior training.

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed. 

Since 2004, PetFirst has enabled pet owners to effectively plan ahead for the expenses of providing veterinary care for their four-legged friends. PetFirst’s pet insurance plan is one of the most comprehensive on the market, and with varying annual benefit options, there is a plan to suit every pet and budget. 

PetFirst's Pet Insurance is available in all 50 states and coverage includes hereditary, congenital and chronic conditions.