PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed.  PetFirst’s pet insurance plan is one of the most comprehensive on the market, and is available in all 50 states.

Average customer rating

7.2 Out of 10
60 Days 1 Year Lifetime
Rating 7.8 8.7 7.2
Count 12 174 993

PetFirst

10
Out of 10
Recommended
Insurer: PetFirst
Posted: 01/12/2019
By:
Joseph Kruk

My Zasu. Limping around for maybe 3 days
Took her to vet Has a ruptured ligament in her knee
Need surgery
Have to have it done.
With no hesitation The forms were filled out and sent to Petfirst. Within 2 Day was sent an e mail the check is in the mail
The...

Injury/illness
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
10
Out of 10
Recommended
Insurer: PetFirst
Posted: 01/03/2019
By:
Mary Folts

I had my first, scary experience rushing my crying dog to the emergency vet hospital. The bill was very expensive for the visit, xrays, and bloodwork. I wasn't sure what they would cover. Within a week they approved the claim. Everything is being paid...

Injury/illness
She has degenerative disk disease and was in alot of pain. I rushed the xrays and bloodwork because I was scared.
Claim Amount
$500 - $1000
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Insurer: PetFirst
Posted: 12/26/2018
By:
Rise

I filed one claim which involved a dental surgery and complications. My claim was for around $1200. I was reimbursed about $70... the surgery was broken down into over a dozen parts - EACH WITH ITS OWN DEDUCTIBLE of $250. It made no sense - the entire...

Injury/illness
Dental surgery with subsequent cancer diagnosis
Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
Over 8 years
1
Out of 10
Insurer: PetFirst
Posted: 12/20/2018
By:
Branden

Only had the insurance for a year- filed 1 claim, told it was covered and then sent a rejection of claim letter. Called several times to check in, told everything was all set and was never given reimbursement or a phone call back. Stay away!!!

Injury/illness

Skin problem

Claim Amount
Under $100
Breed

Bullmastiff

Age of Pet
Under a year
Monthly Cost

$16 - $100, depending on your chosen plan.

Coverage

You have a co-pay of 10% - 30% after your deductible. 

The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limits of $1,000, $2,000, $5,000, $10,000, or $20,000 depending on your chosen plan. 

No lifetime limits apply.

Deductible

$50 - $500 per incident.

Age Limits

Pet must be at least 8 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage begins 1 day after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered. 

Hereditary, chronic and congenital conditions are covered.

Optional Routine Care package can be added for an additional fee, and includes coverage for annual exams, vaccines, flea and tick prevention, microchipping and behavior training.

PetFirst Pet Insurance is committed to providing cost-effective pet insurance plans for dogs and cats of any age and breed. 

Since 2004, PetFirst has enabled pet owners to effectively plan ahead for the expenses of providing veterinary care for their four-legged friends. PetFirst’s pet insurance plan is one of the most comprehensive on the market, and with varying annual benefit options, there is a plan to suit every pet and budget. 

PetFirst's Pet Insurance is available in all 50 states and coverage includes hereditary, congenital and chronic conditions.