PC Insurance offer pet insurance for dogs and cats of any age with a range of coverage options. Owners can earn PC points towards free groceries and other great rewards when they pay their premium with the President's Choice Financial® MasterCard®.

Average customer rating

3.4 Out of 10
60 Days 1 Year Lifetime
Rating 10.0 10.0 3.4
Count 0 1 57

PC Insurance

1
Out of 10
Insurer: PC Insurance
Posted: 05/01/2017
By:
Janice Copsey

I started paying my premiums October 2016 for two of my dogs. It took PC Pet Insurance 7 months before they completed the underwriting. When I finally received the policies, there were several exclusions and "associated conditions" to these exclusions...

Injury/illness
no illness or claim however I'm claiming for a refund of 5 months premiums paid for
Claim Amount
$500 - $1000
Breed

Cocker Spaniel

Age of Pet
1 - 8
1
Out of 10
Insurer: PC Insurance
Posted: 04/03/2017
By:
Tony

We paid for our pets for years, until one of them we cancel his insurance with PC Financial Pet Insurance. They never cancelled it instead still charging us. We called few times, always said "will call us back". Charged us for 11 months which should...

Injury/illness
N/A
Claim Amount
$100 - $500
Breed

French Bulldog

Age of Pet
1 - 8
10
Out of 10
Insurer: PC Insurance
Posted: 03/24/2017
By:
Ryan Murphy

I have nothing but good things to say about this company. I love knowing that if anything was to happen to my babies, i have the coverage i need to protect them! every time i call in the girls in the call center are super helpful and kind. PC pet...

Injury/illness
sneezing
Claim Amount
$100 - $500
Breed

Domestic Shorthair

Age of Pet
1 - 8
1
Out of 10
Insurer: PC Insurance
Posted: 03/16/2017
By:
John Boles

My 10 month old dog pulled a leg muscle two months ago chasing a squirrel on the ice. Called the vet to consult. She improved within hours. No vet visit needed and no treatment needed. However, because I called the vet, PC says she won't be covered for...

Injury/illness
No claim made
Claim Amount
Under $100
Breed

German Shepherd

Age of Pet
Under a year
Monthly Cost

Starting at $10.45/month for cats and $11.50/month for dogs (with zero set-up fee). Plus, your first month is free.

Coverage

You have a co-pay of 20% after your annual deductible.  

Payout Limits

Depending on your chosen plan, up to $5,000 per accident and up to $5,000 per illness, per year.

Deductible

$150 - $500 annually.

Age Limits

Pet must be at least 8 weeks old to enroll. 

Dogs over the age of 8 years old and cats over the age of 10 years old will need to provide veterinary records along with the results of a recent physical exam before enrolling.

Waiting Period

Coverage begins 48 hours after date listed on policy for accidents. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered.

Selected plans cover emergency veterinary treatment administered while travelling in Canada and the U.S.

Alternative therapies, such as chiropractic, massage and acupuncture, are covered in selected plans.

PC Insurance offer pet insurance for dogs and cats of any age with a range of coverage options.

As well as offering protection in the event of accident or illness, the PC pet insurance policy covers advertising and reward costs for lost pets and also provides compensation for holiday cancellations if a pet is hospitalized for a covered and critical condition. 

Owners can also earn PC points towards free groceries and other great rewards when they pay their premium with the President's Choice Financial® MasterCard®.