As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.7 9.7 9.5
Count 2335 10718 20810

Nationwide Pet Insurance

10
Out of 10
Posted: 06/04/2015
By:
Lauren Longwell

We have had VPI since Bella the Bulldog was a puppy. VPI has a consistent review, communication, and reimbursement process that has been very helpful and timely to caring for our pet. VPI covered her entire ACL surgery and hospitalization for double...

Injury/illness
ACL
Claim Amount
Over $1000
Breed

Bulldog

Age of Pet
1 - 8
9
Out of 10
Posted: 05/26/2015
By:
Arron

Getting pet insurance is the best decision Ive ever made for my pets. I learned the hard way by going through a tough situation with a dog that ended up passing. I was unable to afford a 5k surgery and had to make the hardest decision as a pet owner. Now...

Injury/illness

Ear Problem

Bladder

Claim Amount
Over $1000
Breed

Persian

Age of Pet
1 - 8
5
Out of 10
Posted: 05/26/2015
By:
Judy

DO NOT have any wellness/vaccinations/etc prior to renewal date. One claim per policy year or it is NOT covered. Diva was four days early and NO coverage for policy year. Loyal pet customer for ten years and no grace period. I am NOT a satisfied...

Injury/illness
Yearly vaccines
Claim Amount
$100 - $500
Breed

French Bulldog

Age of Pet
Over 8 years
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.