As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.7 9.5 9.5
Count 1581 10234 15103

Nationwide Pet Insurance

1
Out of 10
Posted: 01/02/2015
By:
Linda

I adopted a new dog from the shelter. He was slighly under weight and still growing. In the first few weeks I had him I was over feeding him, but didn't quite know this yet. He would throw up about 10 minutes after eating then eat it. I took him to the...

Injury/illness
Claim Amount
Under $100
Breed

Boxer

Age of Pet
1 - 8
1
Out of 10
Posted: 01/02/2015
By:
Priscilla Hensel

Has a "schedule" of what little it will pay for a list of conditions, will not pay for anything else

Injury/illness
possibly a bone cyst, diagnostic tests not conclusive
Claim Amount
Over $1000
Breed

Newfoundland

Age of Pet
1 - 8
8
Out of 10
Posted: 01/01/2015
By:
Colleen

I have had VPI for 2 years. This is the 1st time I used it on my dog Aries. My son discovered a lump on her top left shoulder so we took her to the vet. It cost me 800.00. VPI paid 780.00. Can't go wrong with that and I had piece of mind. Only thing I did...

Injury/illness
lump
Claim Amount
$500 - $1000
Breed

German Shepherd

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.