As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.5
Count 2018 10220 14562

Nationwide Pet Insurance

9
Out of 10
Posted: 05/22/2016
By:
N

I had a Yorkie for 19.5 years and Maltese for 18.5 years both insured with VPI since puppies to passing away. In that many years there's were obviously medical issues. VPI almost always came through with reasonable reimbursements. I even had to use the...

Injury/illness
Multiple
Claim Amount
Over $1000
Breed

Yorkshire Terrier

Age of Pet
Over 8 years
10
Out of 10
Posted: 05/20/2016
By:
Nadine S

A few months ago I got my puppy. He is this loving little creature I cannot live without (corgi mix). To me he is the best of the best. So I was ready to do everything in my power to make sure this little guy had and has everything he needs, from food,...

Injury/illness
Neutering, vet visits
Claim Amount
$500 - $1000
Breed

Mixed Breed

Age of Pet
Under a year
10
Out of 10
Posted: 05/18/2016
By:
Michele Noriega

We love our Yorkie and nation wide is so awesome prompt reimbursement and so much help offered answering questions regarding Chatitas diet

Injury/illness
Micro chip heart worm flea meds
Claim Amount
$100 - $500
Breed

Yorkshire Terrier

Age of Pet
Under a year
10
Out of 10
Posted: 05/18/2016
By:
Michael Steele

I no longer have to consider the care of my Dog as a financial decision. During a recent Vet visit, the Vet recommended two different tests to diagnose the skin problem our dog, Lucy, was having. In past years, I would have weighed the cost and chosen the...

Injury/illness

Skin problem

Claim Amount
$100 - $500
Breed

Maltese

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.