As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 8.5 9.6 9.5
Count 25 9397 15574

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 05/10/2018
By:
Meghan Kurth

When I submitted my forms I expected to get a response like many other insurers give- lots of excuses for NOT covering certain things.
Nationwide alerted me when they received my forms (I sent by mail) and let me know it could take up to 30 days to...

Injury/illness

Skin problem

Claim Amount
$500 - $1000
Breed

Dachshund

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 05/10/2018
By:
Maureen Mahle

After switching from a different carrier, I am very pleased with Nationwide. The ability to cover The majority of preventative and health maintenance costs - flea/tick, heartworm, gland expression, teeth cleaning - is a major advantage.

Injury/illness
Claim Amount
$500 - $1000
Breed

Mixed Breed

Age of Pet
1 - 8
9
Out of 10
Recommended
Posted: 05/10/2018
By:
Stephen

Claims are usually complete within a few weeks. I wish medications could be included as well as prescription food.

Injury/illness

Gastritis/vomiting

Claim Amount
$500 - $1000
Breed

Rat Terrier

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.