As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.5 Out of 10
60 Days 1 Year Lifetime
Rating 9.7 9.6 9.5
Count 2117 10491 19388

Nationwide Pet Insurance

9
Out of 10
Recommended
Posted: 02/18/2019
By:
Maria

This is a great pet insurance. The only improvement I would suggest is to manage the claims faster. It takes a long time for you to get your money from a claim.

Injury/illness
Claim Amount
$100 - $500
Breed

Yorkshire Terrier

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 02/18/2019
By:
Cecilia McCartney

We had this insurance for our fur babies for over 10 years and this was a life saver for us every time our pets had to see the vet. Yes they don’t need the vet everyday but that time they needed it’s very expensive and it happens always when you are not...

Injury/illness
Claim Amount
$100 - $500
Breed

Poodle (toy)

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 02/18/2019
By:
Beth Albone

I am so thankful For Nationwide. McFly our Scottie has had a few setbacks this past year and was at the Vets more than I wanted,but Nationwide helped us out with the Vet bills tremendously. Also, if I had a question about anything the people I talked to...

Injury/illness

Ear Problem

McFly has a seizure.
Claim Amount
$100 - $500
Breed

Scottish Terrier

Age of Pet
1 - 8
9
Out of 10
Recommended
Posted: 02/18/2019
By:
Jessica Huber

I have been using Nationwide since it took over for VPI and have been very happy with the help. It really makes a big difference when you have little issues pop up and think that they are wonderful for that stuff but the wellness plan could be better. I...

Injury/illness

Skin problem

Claim Amount
$100 - $500
Breed

Mixed Breed

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.