As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.4
Count 1957 9907 13701

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 02/12/2018
By:
Cindy S Leach / Linda Banks

I researched over half a dozen plans before insuring my new puppy. I have made a couple of claims already for well-puppy check and an injury. The claim submission process can be completed online or by mail, I chose online. The claim was handled...

Injury/illness
Claim Amount
$100 - $500
Breed

Labrador Retriever

Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 02/12/2018
By:
Joan Bird

Having insurance for our monster (2-yr old puppy in disguise) is one of the most comforting aspects of my complicated life. I don't have to think twice if she swallows a stick, twists her leg chasing Alice down the rabbit hole, or just seems listless....

Injury/illness

Ear Problem

Claim Amount
$100 - $500
Breed

Labradoodle

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 02/12/2018
By:
Roni

Had a dog previous to this one, which didn't have insurance coverage. I can not even begin to tell you how much $$$ spent. I also truly believe that I would still have my dog if I had gotten her the Whole Wellness plan at birth. Now my new adopted fur...

Injury/illness

Ear Problem

Claim Amount
Under $100
Breed

Miniature Pinscher

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 02/12/2018
By:
Joy Herbert

Fast service, great coverage. We feel our dogs are very well protected from serious conditions.

Injury/illness
Claim Amount
$100 - $500
Breed

German Shepherd

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.