As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Learn more about Nationwide's plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.6 9.5 9.4
Count 1890 8665 11593

Nationwide Pet Insurance

9
Out of 10
Recommended
Posted: 09/11/2017
By:
bonnie norwood

There was miscommunication between my husband and I as to who was going to file claims. So, we were disheartened when we finally found out no one had submitted anything. When I called with questions, the customer service person was very helpful and...

Injury/illness
Wellness, vaccines, fecal.
Claim Amount
$100 - $500
Breed

Beauceron

Age of Pet
1 - 8
1
Out of 10
Posted: 09/10/2017
By:
Jill A Roberts

I have had a policy for my dog Quigley for 6 years and have only put in one tiny claim 5 years ago for $15 in medication. I tried to upgrade his policy to their whole pet plan and was denied because they say he has a preexisting condition of allergic...

Injury/illness
bacterial infection for cat, nothing for dog
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Posted: 08/24/2017
By:
Samantha Jacobs

I recently signed up for Nationwide Pet through my employer (who used a benefits administrator). After a series a false start dates our benefits administrator gave me the start date of 07/01. I began scheduling appointments for my puppy. On 0629 I...

Injury/illness
Membership issue
Claim Amount
Under $100
Breed

Mixed Breed

Age of Pet
Under a year
10
Out of 10
Posted: 08/22/2017
By:
Lauretta Schneider

I have insurance with Nationwide and another insurance company with our older rescue dog. I had to do a lot to fill out information in order to submit a claim. Nationwide has a form I sign and my Vet Faxes it to Nationwide. I like that you cover shots &...

Injury/illness
Shots and neutering & later dental cleaning
Claim Amount
$100 - $500
Breed

Dachshunds

Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.