As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.4 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.4 9.4
Count 1821 7899 9712

Nationwide Pet Insurance

10
Out of 10
Recommended
Posted: 10/17/2017
By:
TheBears

One of our kitties, Felix, was diagnosed with pyothorax (pus in the body cavity from a cat bite). He was extremely sick and he was in the ER/ICU/trauma unit for 5 days. Having Nationwide insurance was a lifesaver. Our out of pocket costs were minimal once...

Injury/illness
Claim Amount
Breed
Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 10/17/2017
By:
Paula58

We have the pet wellness/250 deductible/90% reimbursement for our coverage for our bulldog, Dozer. He has had 3 surgeries; (neuter/gastropexy, eyelid, benign tumor removal) in his 1 1/2 years of life, in addition to his regular health check ups and...

Injury/illness

Eye problem

Claim Amount
Breed

English Bulldog

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 10/17/2017
By:
LoveMyWauzer

I'm so happy that I followed through and got Pet Insurance through Nationwide. The few times I called I was helped by a knowledgeable, professional representative. Then, to my dismay, my dog developed an eye problem but thanks to Nationwide I can...

Injury/illness
Claim Amount
Breed
Age of Pet
Under a year
10
Out of 10
Recommended
Posted: 10/17/2017
By:
Breeze

Both of my pups shared a tube of ointment. My vet took the necessary steps to detox my pups. This was not cheap. After the deductible was covered Nationwide paid the balance of the claim. Nationwide's customer service is #1. I have other Nationwide...

Injury/illness
Claim Amount
Breed
Age of Pet
Under a year
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.