As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

Average customer rating

9.3 Out of 10
60 Days 1 Year Lifetime
Rating 9.3 9.5 9.3
Count 1329 6101 6936

Nationwide Pet Insurance

5
Out of 10
Posted: 03/02/2016
By:
CJ

I've had VPI for 4 years. The premiums started at $298 and my next premium for year 5 would be $484 with $100 deductible. They have been good paying the claims when I've submitted them but the cost and deductible is no longer more favorable than paying...

Injury/illness
abscess
Claim Amount
$100 - $500
Breed

American Longhair

Age of Pet
1 - 8
1
Out of 10
Posted: 02/24/2016
By:
unsatisfied customer

This is the worst company. They do not like to pay or cover your pet when it gets sick. My pet has been insured since 2014, with major medical and a wellness rider. My cat was diagnosed with HCM 01/02/16 2 years after the insurance was purchased. He has...

Injury/illness
Claim Amount
Over $1000
Breed

Ragdoll

Age of Pet
1 - 8
1
Out of 10
Posted: 02/24/2016
By:
Don Porten

I have been paying for pet insurance with VPI for 8yrs and very seldom have I submitted a claim. Now I am planning on having my dog spayed and VPI claims this is not in our Policy, that we needed a higher policy!!! I have paid $41.00 a month for 8yrs and...

Injury/illness
spayed
Claim Amount
$100 - $500
Breed

Labrador Retriever

Age of Pet
1 - 8
9
Out of 10
Posted: 02/19/2016
By:
Mychel

I've had insurance for 17 years, I've had VPI for the last 2,. It has been good to me, I submit my claims, and about 15 days later I get a check in the mail. There are a few things that it doesn't reimburse you for, like tax and a certain items, but I...

Injury/illness

Skin problem

Claim Amount
$500 - $1000
Breed

Bouvier Des Flandres

Age of Pet
1 - 8
Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. 

The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.

All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. 

There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000.

Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. 

Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).

Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming. 

Since 1982, Nationwide has helped pet owners protect what matters most. 

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.

In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.